I would need to purchase or lease a building. buy all the equipment, furniture and decor, hire servers, get permits, all that. What do you think my total cost would be for start up..

I would need to purchase or lease a building. buy all the equipment, furniture and decor, hire servers, get permits, all that. What do you think my total cost would be for start up..

In how many ways can one make a first, second, third and fourth choice among 12 firms leasing construction equipment

In how many ways can one make a first, second, third and fourth choice among 12 firms leasing construction equipment

So, this isn't happening to me, but my friend. So my friend, let's call her Jane ;) leased a horse from her trainer for 2 1/2 years. She rides him in her lessons, 2 or 3 extra rides a week, and uses him for all 4-H activities. He's used as a school horse for the barn, too. She really loves that horse, and they're a perfect match. She has all her own tack and equipment for him, too. This other woman, lets call her Ann, has been riding this horse in her lessons for around 8 months, since like I said this horse is a school horse too. She has been half-leasing him, riding him a couple of times a week, but not using him to the extent that Jane uses him. Ann still felt very possessive of this horse, buying him a new bit and sometimes accusing Jane of doing something wrong. Jane really doesn't like when she does this, because Jane has 3 more years of experience than Ann, and knows this horse inside and out. So, just about a month ago, Ann bought the horse. Jane would have, if she had the money to pay for board and everything and the time to come out and see him more. They wrote out a lease agreement so that Jane can still lease the horse, and use him for 4-H and lessons, but only if Ann says its okay and blah blah blah. Ann is a very nice person, but can be a little over protective of this horse. Even though I like Ann, if I were Jane, I would be really upset. I know if my trainer sold the horse I am leasing, I would me really mad because suddenly this horse that was practically mine (even my trainer, his owner, calls him my horse) would belong to somebody else and they would have the liberty to take him away from me whenever they want. Of course, both of our trainers had that liberty, but since they're the ones coaching both me and Jane in 4-H, they wouldn't ever do that. So how would you feel?

So, this isn't happening to me, but my friend. So my friend, let's call her Jane ;) leased a horse from her trainer for 2 1/2 years. She rides him in her lessons, 2 or 3 extra rides a week, and uses him for all 4-H activities. He's used as a school horse for the barn, too. She really loves that horse, and they're a perfect match. She has all her own tack and equipment for him, too. This other woman, lets call her Ann, has been riding this horse in her lessons for around 8 months, since like I said this horse is a school horse too. She has been half-leasing him, riding him a couple of times a week, but not using him to the extent that Jane uses him. Ann still felt very possessive of this horse, buying him a new bit and sometimes accusing Jane of doing something wrong. Jane really doesn't like when she does this, because Jane has 3 more years of experience than Ann, and knows this horse inside and out. So, just about a month ago, Ann bought the horse. Jane would have, if she had the money to pay for board and everything and the time to come out and see him more. They wrote out a lease agreement so that Jane can still lease the horse, and use him for 4-H and lessons, but only if Ann says its okay and blah blah blah. Ann is a very nice person, but can be a little over protective of this horse. Even though I like Ann, if I were Jane, I would be really upset. I know if my trainer sold the horse I am leasing, I would me really mad because suddenly this horse that was practically mine (even my trainer, his owner, calls him my horse) would belong to somebody else and they would have the liberty to take him away from me whenever they want. Of course, both of our trainers had that liberty, but since they're the ones coaching both me and Jane in 4-H, they wouldn't ever do that. So how would you feel?

At the front of every grocery store they lease out areas for small businesses like the portrait studio, the snack stands, hair cuts, etc. These area range from around 200-900 sq ft. I am thinking about putting a small version of an Internet Cafe in a well thought location. It could be Walmart, Meiyers, Super K, or similar. It will have between 5 and 10 high end computers that will be suitable for the latest games, Internet, music, word processing and much more. They will also have access to a printer for their printing needs. It will have roughly 3 50" Flat-screenTV's which will have an XBox, PS3, and Wii for console gaming. They will have a selection of all the latest and popular games with access to online play. Each TV will have two gaming chairs facing them. I was also thinking about having a large HD Flat-screen or HD Projection with comfortable seating to watch sport games and events. This may be not likely in this environment but a consideration. The reason I am thinking a grocery store, is that I can get a fair lease payment, lots of traffic, and they are normally in the middle of neighborhoods. I imagine shoppers going a little early to check their Facebooks, dating sites, listening to music, printing some things out, or surfing the web for a few while having shopping as an excuse to be out of the house for a while. Also, maybe having children or their other half with them and having something for them to do while they shop. Grocery stores do not have age limits so it could work for the neighborhood kids too. Charges will be time-based and users will keep have an account to determine usage and can be billed automatically with a card on file. It is not a huge investment and I get to reuse all the equipment purchased, so there is not a lot of risk in trying. I would like to get some general feedback though. Please let me know what you think about it. Honest opinions will mean alot. Thank you in advance.

At the front of every grocery store they lease out areas for small businesses like the portrait studio, the snack stands, hair cuts, etc. These area range from around 200-900 sq ft. I am thinking about putting a small version of an Internet Cafe in a well thought location. It could be Walmart, Meiyers, Super K, or similar. It will have between 5 and 10 high end computers that will be suitable for the latest games, Internet, music, word processing and much more. They will also have access to a printer for their printing needs. It will have roughly 3 50" Flat-screenTV's which will have an XBox, PS3, and Wii for console gaming. They will have a selection of all the latest and popular games with access to online play. Each TV will have two gaming chairs facing them. I was also thinking about having a large HD Flat-screen or HD Projection with comfortable seating to watch sport games and events. This may be not likely in this environment but a consideration. The reason I am thinking a grocery store, is that I can get a fair lease payment, lots of traffic, and they are normally in the middle of neighborhoods. I imagine shoppers going a little early to check their Facebooks, dating sites, listening to music, printing some things out, or surfing the web for a few while having shopping as an excuse to be out of the house for a while. Also, maybe having children or their other half with them and having something for them to do while they shop. Grocery stores do not have age limits so it could work for the neighborhood kids too. Charges will be time-based and users will keep have an account to determine usage and can be billed automatically with a card on file. It is not a huge investment and I get to reuse all the equipment purchased, so there is not a lot of risk in trying. I would like to get some general feedback though. Please let me know what you think about it. Honest opinions will mean alot. Thank you in advance.

We have a 12 month lease that started in May. We have had problems with the AC flooding one of our rooms, damaging electrical equipment. Stains on the ceiling from water above that took them weeks to fix, and when they did all they did was paint over it. We came back from a two week vacation, with our dogs, to find the apartment infested with flees. We called an "emergency maintenance line" and got an answering machine. It has been over 24 hrs. and we have not heard anything from them. We are currently living in a Hotel room with our dogs at our own expense. What should we do? I can not call any outside sources! I have been in and they say that I can not hire an exterminator, but they are not doing anything about it.

We have a 12 month lease that started in May. We have had problems with the AC flooding one of our rooms, damaging electrical equipment. Stains on the ceiling from water above that took them weeks to fix, and when they did all they did was paint over it. We came back from a two week vacation, with our dogs, to find the apartment infested with flees. We called an "emergency maintenance line" and got an answering machine. It has been over 24 hrs. and we have not heard anything from them. We are currently living in a Hotel room with our dogs at our own expense. What should we do? I can not call any outside sources! I have been in and they say that I can not hire an exterminator, but they are not doing anything about it.

I am having problems calculating the contribution margin for an accounting problem. I do not wish that you crunch the numbers for me just to explain to me which figures I need to use to calculate the contribution margin. So here are the numbers given to me. Essence of Persia, Inc., began operations on January 1, 2010. The company produces a hand and body lotion in an eight-ounce bottle called Eternal Beauty. The lotion is sold wholesale in 12-bottle cases for $80 per case. There is a selling commission of $16 per case. The January direct materials, direct labor, and factory overhead costs are as follows: Direct Materials Units per Case Cost per unit Direct materials cost per case cream base 72 ounces $0.015 $1.08 natural oils 24 ounces $0.25 $6.00 Bottle (8 oz) 12 bottles $0.4 $4.80 Direct Labor time per case labor rate per hour Direct labor per case mixing department 16.8 min $15 / hr $4.20 filling department 4.2 min $12 / hr $0.84 Factory Overhead Utilities $230 Facility lease $14,392 Equipment depreciation $3,600 Supplies $600 $18822

I am having problems calculating the contribution margin for an accounting problem. I do not wish that you crunch the numbers for me just to explain to me which figures I need to use to calculate the contribution margin. So here are the numbers given to me. Essence of Persia, Inc., began operations on January 1, 2010. The company produces a hand and body lotion in an eight-ounce bottle called Eternal Beauty. The lotion is sold wholesale in 12-bottle cases for $80 per case. There is a selling commission of $16 per case. The January direct materials, direct labor, and factory overhead costs are as follows: Direct Materials Units per Case Cost per unit Direct materials cost per case cream base 72 ounces $0.015 $1.08 natural oils 24 ounces $0.25 $6.00 Bottle (8 oz) 12 bottles $0.4 $4.80 Direct Labor time per case labor rate per hour Direct labor per case mixing department 16.8 min $15 / hr $4.20 filling department 4.2 min $12 / hr $0.84 Factory Overhead Utilities $230 Facility lease $14,392 Equipment depreciation $3,600 Supplies $600 $18822

Big Joe’s is replacing a piece of equipment. The equipment will cost $5,000 and has a 5 year life. The equipment can be leased for annual payment of $1,295 paid at the beginning of each year, or it can be purchased and financed at an interest rate of 10% with annual loan payments of $1,319. There is zero salvage value. Big Joe’s tax rate is 40%. The equipment has a 20% CCA rate. What should Big Joe do?

Big Joe’s is replacing a piece of equipment. The equipment will cost $5,000 and has a 5 year life. The equipment can be leased for annual payment of $1,295 paid at the beginning of each year, or it can be purchased and financed at an interest rate of 10% with annual loan payments of $1,319. There is zero salvage value. Big Joe’s tax rate is 40%. The equipment has a 20% CCA rate. What should Big Joe do?

im 14 years old, and i really want a horse. i have been riding for about a year, with a break in between because i broke my wrist. i want to get a horse, but it costs 700 dollars to board a horse at my stable and thats not including the price of the horse, vet bills each month, and buying my own saddle and all the other equipment. and my parents are willing to let me if they dont have to pay for any of it (helpful, i know). i want to adopt this horse from the animal shelter nearby, so its cheaper but i need to make the money to pay for it each month and have time for school and homework. i want to maybe work at my barn after school to make money to pay for the boarding, or maybe to work off some of the board. also, i was wondering if i own a horse, if im allowed to lease it out to people that ride at my barn that want to ride it since i wont be able to everyday, and if they leased from me, would i get the money for their leasing? or would my stables? and is it even allowed for me to lease out a horse to other people? because i could use that money to pay for the board. ive always loved horses, its just my family isnt rich or anything so it is expensive for me to ride. i just need to know if i would be able to make enough money to afford caring for the horse, or if it is impossible. i dont even know if i can work at my barn yet i have to ask and i dont know if i would make enough. also, im trying out for soccer in the fall for high school and practice is every day after school since there is soccer, i might not be able to work the soccer season is only for the fall, and by then i wouldnt have the horse yet anyway, because id have to sort everything out but after fall i would be able to. the adoption horse is a good horse- can walk trot canter and jump its up for adoption because the people couldnt take care of it anymore

im 14 years old, and i really want a horse. i have been riding for about a year, with a break in between because i broke my wrist. i want to get a horse, but it costs 700 dollars to board a horse at my stable and thats not including the price of the horse, vet bills each month, and buying my own saddle and all the other equipment. and my parents are willing to let me if they dont have to pay for any of it (helpful, i know). i want to adopt this horse from the animal shelter nearby, so its cheaper but i need to make the money to pay for it each month and have time for school and homework. i want to maybe work at my barn after school to make money to pay for the boarding, or maybe to work off some of the board. also, i was wondering if i own a horse, if im allowed to lease it out to people that ride at my barn that want to ride it since i wont be able to everyday, and if they leased from me, would i get the money for their leasing? or would my stables? and is it even allowed for me to lease out a horse to other people? because i could use that money to pay for the board. ive always loved horses, its just my family isnt rich or anything so it is expensive for me to ride. i just need to know if i would be able to make enough money to afford caring for the horse, or if it is impossible. i dont even know if i can work at my barn yet i have to ask and i dont know if i would make enough. also, im trying out for soccer in the fall for high school and practice is every day after school since there is soccer, i might not be able to work the soccer season is only for the fall, and by then i wouldnt have the horse yet anyway, because id have to sort everything out but after fall i would be able to. the adoption horse is a good horse- can walk trot canter and jump its up for adoption because the people couldnt take care of it anymore

The remaining 3,600 sites continue to operate. Mind you, if drilling is stopped so are jobs, but if drilling continues, another accident can likely happen, because we do not know what caused this one. And the emergency response of all the oil companies is lackluster. Also, if drilling stops the lease on equipment continues, time is money. I don't think their is a right or a wrong answer per se, what would be your thought process?

The remaining 3,600 sites continue to operate. Mind you, if drilling is stopped so are jobs, but if drilling continues, another accident can likely happen, because we do not know what caused this one. And the emergency response of all the oil companies is lackluster. Also, if drilling stops the lease on equipment continues, time is money. I don't think their is a right or a wrong answer per se, what would be your thought process?

I moved into a place and my ll knew my daughter would have her bedroom there so he painted and there is water damage and ther is mold growing up the wall along with spore like looking things from the ocean and the carpets in 1 corner stay wet and he has not bothered to clean them and he told me to clean the walls with clorox bleach is that not his responsibility? I have since had my daughter sleeping on the couch due to the mold and I was going to move her in a bedroom upstairs with my 4 year old but was told her mattress along with her clothes and all her computer equipment could as well have mold particles that spread through the air, do i need to get rid of her bed and her clothes? I have already had to throw out a dresser because it was in that corner is this safe the heating and cooling unit is in the basement is this spreading throughout our townhouse? would I be wrong to break my lease and move I have a 11 yr old and a 4 yr old that couch all the time and I am worried for both their health and mine I also feel her should replace the items I may have to get rid of I have searched the internet and cannot find anything that tells me what to keep and what to keep My ll has know about this for over a month and it keeps getting worse. Please ehlp me any insight or personal experiences?

I moved into a place and my ll knew my daughter would have her bedroom there so he painted and there is water damage and ther is mold growing up the wall along with spore like looking things from the ocean and the carpets in 1 corner stay wet and he has not bothered to clean them and he told me to clean the walls with clorox bleach is that not his responsibility? I have since had my daughter sleeping on the couch due to the mold and I was going to move her in a bedroom upstairs with my 4 year old but was told her mattress along with her clothes and all her computer equipment could as well have mold particles that spread through the air, do i need to get rid of her bed and her clothes? I have already had to throw out a dresser because it was in that corner is this safe the heating and cooling unit is in the basement is this spreading throughout our townhouse? would I be wrong to break my lease and move I have a 11 yr old and a 4 yr old that couch all the time and I am worried for both their health and mine I also feel her should replace the items I may have to get rid of I have searched the internet and cannot find anything that tells me what to keep and what to keep My ll has know about this for over a month and it keeps getting worse. Please ehlp me any insight or personal experiences?

Charter Communications charges a $9.99/month lease for a cable modem/wireless router combo. I just purchased my own wireless router, but did not purchase a cable modem as I will be moving in 6 months and switching to Time Warner (they supply a cable modem as part of their services, I think). When I contacted Charter to ask them to change my equipment lease from the $9.99/month modem/router to just the $5/month modem, they told me that even if I had my own wireless router, wireless internet service would not be available unless I continued to pay the $9.99/month fee. Is this true? Or did the customer service rep not know what she was talking about? She said that you could only connect one computer to the cable modem via Ethernet cable, but I figured I could just plug that Ethernet cable into my wireless router and everything work as normal...

Charter Communications charges a $9.99/month lease for a cable modem/wireless router combo. I just purchased my own wireless router, but did not purchase a cable modem as I will be moving in 6 months and switching to Time Warner (they supply a cable modem as part of their services, I think). When I contacted Charter to ask them to change my equipment lease from the $9.99/month modem/router to just the $5/month modem, they told me that even if I had my own wireless router, wireless internet service would not be available unless I continued to pay the $9.99/month fee. Is this true? Or did the customer service rep not know what she was talking about? She said that you could only connect one computer to the cable modem via Ethernet cable, but I figured I could just plug that Ethernet cable into my wireless router and everything work as normal...

i have been trying to find a 3 bedroom house to rent with my girlfriend and her friend, we are all 18/19 years old and nobody will take us seriously... they ask how our credit is, and I have only had a credit card for 6 months or so... I've spent a few thousands dollars on it mainly on audio/recording equipment, and never missed a single payment... should my credit be good enough to rent a house?? I have to sign on it myself, my parents are pushing bankruptcy, so nobody will rent to them either I have a 4 day a week job at a very big insurance bill review company, and go to college, and make roughly 18k a year... this is not quite enough to rent a house at $1100 a month because everybody requires 2-3 times the rent in monthly income.... if my gf and i put our money together we make enough but ppl still say no, and I also do side work that makes minimum 900-1100 dollars a month.... so i technically am pulling in close to 2k+ a month but everybody laughs at me- and doesn't want to rent to three 18 yr. olds... i've even offered to pay the entire lease (6 months) of rent up front since people seem to think that I can't afford it... i can't get someone to take into consideration that two people are paying for the house not one... NOBODY will rent to me... what do i do? What do i need?? I don't look like some low-life or thug or anything, just a pretty normal 18 yr. old trying to move into my own place.... how do i get a landlord to accept my situation? and allow that I give them my household income vs. just my income which 1k a month isn't necessarily verifiable since it comes from performance gigs (i'm a musicain and fire performer) I'm dying over stress right now, what am I doing wrong?? how do college kids rent a house w/ roommates?? everybody wants a perfect credit history, and I haven't had a credit card very long... how do I get around this without finding a house in the ghetto from some guy who just cares if i have money or not??? anybody who is renting anything halfway decent laughs at me and asks for my parents to come in... arent I legally an adult? why I am I being treated like a young and stupid child? I've had people be very rude to me when I tell them my age, I've even been hung up on after i answered how old i was.... please help! thanks I am looking to RENT, not BUY.... and I can save money... i have enough money saved that I could pay all of the rent up front, which i mentioned above 6months rent = roughly 7-8 thousand $... I have more than that saved... is that not enough on top of my monthly income?? i understand the stereotype for my age group but i think it's pretty common for ppl to move out at 18 my issue isn't that i need somebody to give me money to pay the rent... i CAN afford it... but from money I've saved because my monthly income is a few hundred dollars too low... this is why I have money to pay for it.... i have literally thousands of dollars saved up.... i could pay a whole year's rent... why is this such a problem?? why do people think i'm not going to pay when I show them ALL the rent money...??? it makes no sense!!

i have been trying to find a 3 bedroom house to rent with my girlfriend and her friend, we are all 18/19 years old and nobody will take us seriously... they ask how our credit is, and I have only had a credit card for 6 months or so... I've spent a few thousands dollars on it mainly on audio/recording equipment, and never missed a single payment... should my credit be good enough to rent a house?? I have to sign on it myself, my parents are pushing bankruptcy, so nobody will rent to them either I have a 4 day a week job at a very big insurance bill review company, and go to college, and make roughly 18k a year... this is not quite enough to rent a house at $1100 a month because everybody requires 2-3 times the rent in monthly income.... if my gf and i put our money together we make enough but ppl still say no, and I also do side work that makes minimum 900-1100 dollars a month.... so i technically am pulling in close to 2k+ a month but everybody laughs at me- and doesn't want to rent to three 18 yr. olds... i've even offered to pay the entire lease (6 months) of rent up front since people seem to think that I can't afford it... i can't get someone to take into consideration that two people are paying for the house not one... NOBODY will rent to me... what do i do? What do i need?? I don't look like some low-life or thug or anything, just a pretty normal 18 yr. old trying to move into my own place.... how do i get a landlord to accept my situation? and allow that I give them my household income vs. just my income which 1k a month isn't necessarily verifiable since it comes from performance gigs (i'm a musicain and fire performer) I'm dying over stress right now, what am I doing wrong?? how do college kids rent a house w/ roommates?? everybody wants a perfect credit history, and I haven't had a credit card very long... how do I get around this without finding a house in the ghetto from some guy who just cares if i have money or not??? anybody who is renting anything halfway decent laughs at me and asks for my parents to come in... arent I legally an adult? why I am I being treated like a young and stupid child? I've had people be very rude to me when I tell them my age, I've even been hung up on after i answered how old i was.... please help! thanks I am looking to RENT, not BUY.... and I can save money... i have enough money saved that I could pay all of the rent up front, which i mentioned above 6months rent = roughly 7-8 thousand $... I have more than that saved... is that not enough on top of my monthly income?? i understand the stereotype for my age group but i think it's pretty common for ppl to move out at 18 my issue isn't that i need somebody to give me money to pay the rent... i CAN afford it... but from money I've saved because my monthly income is a few hundred dollars too low... this is why I have money to pay for it.... i have literally thousands of dollars saved up.... i could pay a whole year's rent... why is this such a problem?? why do people think i'm not going to pay when I show them ALL the rent money...??? it makes no sense!!

On January 2, 2000, the Tissue Company leased 6 televisions for use in a department. The lease period is for 13 years and the estimated economic life of the leased property is 15 years. The lease does not contain automatic title transfer of a bargain purchase option. Lease payments are $9000 per year, payable each December 31. The incremental borrowing rate for Tissue Corp. is 12% and the inplicit interest rate (known by Tissue) is 10%. The company uses straight-line depreciation for this type of equipment. Provide the necessary journal entries to record the transactions for Tissue for the period of January 2, 2000 through December 31, 2001. Make the necessary journal entries to record the transactions for Tissue for the period January 2, 2000, through December 31, 2001.

On January 2, 2000, the Tissue Company leased 6 televisions for use in a department. The lease period is for 13 years and the estimated economic life of the leased property is 15 years. The lease does not contain automatic title transfer of a bargain purchase option. Lease payments are $9000 per year, payable each December 31. The incremental borrowing rate for Tissue Corp. is 12% and the inplicit interest rate (known by Tissue) is 10%. The company uses straight-line depreciation for this type of equipment. Provide the necessary journal entries to record the transactions for Tissue for the period of January 2, 2000 through December 31, 2001. Make the necessary journal entries to record the transactions for Tissue for the period January 2, 2000, through December 31, 2001.

For example, in the film Saving Private Ryan (based on a true story of a British expedition to rescue British prisoners), where an all-American ground force takes on Germany; whereas America sent very few soldiers into war. America only began to send men into the war against Japan after Pearl Harbour, and the numbers and aid that America put into the world are pale in comparison to the massive war efforts conducted by Russia (who crushed Germany with 20 millions of ground troops), France (for its bitter, endless and determined self defence) and the UK. The UK's air force and special forces were consistently very brave and effective (even though some of ground invasions of Germen held territory were ludicrously ill fated). America did supply vast amounts of material goods, but it did not throw itself, or its soldiers, into combat wholeheartedly. America's most consistent aid was against the Japanese, and not until Japan attacked America directly, and even then America eventually resorted to the massively indiscriminate nuclear bombs rather than "waste" men on resolute Japan. The USA appears to be very self-glorifying, and there are multiple generations in the UK, France and Europe who upset and angry at America's rewriting of history. Russia's men, France's entire population, and UK's air force, were the principal opponents of Germany, AIDED by American equipment (which for example was loaned and leased to the USSR, not merely given), for which the allies were grateful, but not tricked that the USA did not have its own interests at heart, like all countries in the ideologically-charged political atmosphere of the time. USAs entry to the war was FORCED, not chosen, their motives were SELF-DEFENCE not world-wide good such as was the case with UK, and their effort was slow and half-hearted, public opinion only turned in favour of the war at a very late date. The FINAL TRUTH is that without any of the allies, the war would have been lost. without material aid from the USA, Russia and the UK would have taken many more years to finally defeat Germany - if at all. USA bombers and UK fighters (Battle of Britain) were the only serious returns we made on Germany other than Russian ground forces. The much repeated phrase that "USA saved Europe" is very much UNTRUE, and completely dismissive of the intense war that actually occurred far from the USA and for years without USA involvement. Russia saved Europe, so did the UK, so did France and the other allies... for any country to claim that it is more of a benefactor than the others is untrue and shows an emotionally disturbing lack of empathy. I would reckon that historically only the poor, suppressed Russian civilians and soldiers could claim to have saved anyone.

For example, in the film Saving Private Ryan (based on a true story of a British expedition to rescue British prisoners), where an all-American ground force takes on Germany; whereas America sent very few soldiers into war. America only began to send men into the war against Japan after Pearl Harbour, and the numbers and aid that America put into the world are pale in comparison to the massive war efforts conducted by Russia (who crushed Germany with 20 millions of ground troops), France (for its bitter, endless and determined self defence) and the UK. The UK's air force and special forces were consistently very brave and effective (even though some of ground invasions of Germen held territory were ludicrously ill fated). America did supply vast amounts of material goods, but it did not throw itself, or its soldiers, into combat wholeheartedly. America's most consistent aid was against the Japanese, and not until Japan attacked America directly, and even then America eventually resorted to the massively indiscriminate nuclear bombs rather than "waste" men on resolute Japan. The USA appears to be very self-glorifying, and there are multiple generations in the UK, France and Europe who upset and angry at America's rewriting of history. Russia's men, France's entire population, and UK's air force, were the principal opponents of Germany, AIDED by American equipment (which for example was loaned and leased to the USSR, not merely given), for which the allies were grateful, but not tricked that the USA did not have its own interests at heart, like all countries in the ideologically-charged political atmosphere of the time. USAs entry to the war was FORCED, not chosen, their motives were SELF-DEFENCE not world-wide good such as was the case with UK, and their effort was slow and half-hearted, public opinion only turned in favour of the war at a very late date. The FINAL TRUTH is that without any of the allies, the war would have been lost. without material aid from the USA, Russia and the UK would have taken many more years to finally defeat Germany - if at all. USA bombers and UK fighters (Battle of Britain) were the only serious returns we made on Germany other than Russian ground forces. The much repeated phrase that "USA saved Europe" is very much UNTRUE, and completely dismissive of the intense war that actually occurred far from the USA and for years without USA involvement. Russia saved Europe, so did the UK, so did France and the other allies... for any country to claim that it is more of a benefactor than the others is untrue and shows an emotionally disturbing lack of empathy. I would reckon that historically only the poor, suppressed Russian civilians and soldiers could claim to have saved anyone.

I was going to move in with a friend and his landlord/uncle kicked him out. I was out within about two weeks. I have signed no contracts or leases but offered to pay a post dated check for the cost of utilities used durring my stay. He was adimant about cash and said he could keep my army dufflebag and all ACUs and other gear inside them. What are my rights here? Is it illegal for him to steal my equipment?

I was going to move in with a friend and his landlord/uncle kicked him out. I was out within about two weeks. I have signed no contracts or leases but offered to pay a post dated check for the cost of utilities used durring my stay. He was adimant about cash and said he could keep my army dufflebag and all ACUs and other gear inside them. What are my rights here? Is it illegal for him to steal my equipment?

A lot of people say that America saved Europe and indeed the world from the Nazis, and the did play a huge part in it, but the Russians did bare the brunt of the axis forces for a huge amount of time practically on there own. also, if Britain had fallen, or indeed seeked peace with the Germans (which would have been easy to do, and indeed was entirely possible) then i cant see how America would have defeated the Nazis with no were to launch operations from, bot even they could have launched a D day style attack across a vast ocean. i think Britain played a huge part by just standing alone for the years it did so when surrender would have been easier. Granted, America did lend lease lots of equipment, but would have been defeated had Britain not won the battle of Britain.

A lot of people say that America saved Europe and indeed the world from the Nazis, and the did play a huge part in it, but the Russians did bare the brunt of the axis forces for a huge amount of time practically on there own. also, if Britain had fallen, or indeed seeked peace with the Germans (which would have been easy to do, and indeed was entirely possible) then i cant see how America would have defeated the Nazis with no were to launch operations from, bot even they could have launched a D day style attack across a vast ocean. i think Britain played a huge part by just standing alone for the years it did so when surrender would have been easier. Granted, America did lend lease lots of equipment, but would have been defeated had Britain not won the battle of Britain.

I just read BP had leased it May 2008 for another 5 years from Transocean, who actually own, it at about $500k per day for the rig itself and an additional $500k per day for employees, equipment etc so with fixed costs running at $1 million a day just how much oil was BP extracting per day from it? I guess if they renewed the contract in May 2008 when oil prices were soaring they might have been very optimistic about the future price of oil, even so they must have been drilling a large amount per day to make it a profitable venture.

I just read BP had leased it May 2008 for another 5 years from Transocean, who actually own, it at about $500k per day for the rig itself and an additional $500k per day for employees, equipment etc so with fixed costs running at $1 million a day just how much oil was BP extracting per day from it? I guess if they renewed the contract in May 2008 when oil prices were soaring they might have been very optimistic about the future price of oil, even so they must have been drilling a large amount per day to make it a profitable venture.

I am a medical professional considering a sublease in a multidisciplinary facility. I am told that I will be receiving referrals. In order to enter into the sublease I will have to spend thousands for equipment and 3 months of rent in advance. I would also have to sign a lease making me responsible for ten of thousands of dollars of lease payments over the next year. They we not guarantee anything. In every way I am being treated like an potential employee when I speak to the owners. I have no say in organizing my interaction with the owners or what I can expect to receive from them. Everything is a take it or leave it option. Obviously I am not going to accept but shouldn't the relationship be one that allows me some say in how the relationship works? Or am I wrong?

I am a medical professional considering a sublease in a multidisciplinary facility. I am told that I will be receiving referrals. In order to enter into the sublease I will have to spend thousands for equipment and 3 months of rent in advance. I would also have to sign a lease making me responsible for ten of thousands of dollars of lease payments over the next year. They we not guarantee anything. In every way I am being treated like an potential employee when I speak to the owners. I have no say in organizing my interaction with the owners or what I can expect to receive from them. Everything is a take it or leave it option. Obviously I am not going to accept but shouldn't the relationship be one that allows me some say in how the relationship works? Or am I wrong?

Jurisdiction/Place: USA - Colorado We moved to Colorado in October of 2008. A nice little 3 bed 2 bath with a small walk out patio, a bottom floor apartment. We gave an $875.00 deposit, signed the lease and had 4 days to complete a check-in sheet. She said we didn't have to be very specific, but I knew in the back of my head she would screw us over so I went over everything "with a fine comb." The floors were absolutely disgusting, the patio screen door was broken and wouldn't latch and various things throughout the apartment. Fast forward to March/April of 2010. We gave our 30 days notice saying we would be out by May 1, 2010. She immediately turned into psycho landlord. We sat there and let her walk all over us during that last 30 days, without complaining because we needed our deposit back. It is now June 29, 2010 and we got a letter and a check from her in the mail dated June 26, 2010. The check is in the ammount of $662.00. She claims (as written in letter Additional Cleaning: (1/2 of $80.00) - $40.00 Carpet Cleaning: (1/2 of $150.00) - $75.00 Had to have re-cleaned / tenants cleaned unit while carpets were still wet/damp. Repairs: Haul off satelite dish, clean patio, repair large holes near/below TV enclosure area, $75.00; Repair screen: $23.00 Total Deductions: $213.00 Balance due to tenant $662.00 _____________________ *Additional cleaning is NOT correct, my mother in law went through the house and everything was cleaned spotless AND "polished". We have pictures. *Carpet Cleaning. We had the carpets cleaned after we moved out and cleaned, the only thing we did was 3 days AFTER they were cleaned we went in (with NO shoes on) and polished the linoleum floors. We had things in the kitchen (which had the walk-out doors onto the patio) so NOTHING went on that carpet except our socks and the people she showed the unit to. I also have pictures of the whole house. PLUS on our Check IN sheet I put how nasty the carpet was. *Haul off satelite dish, I was instructed per Dish Network to leave dish behind. I will be contacting them and see if they are aware that she took THEIR equipment. *Clean patio, we scrubbed this with a scrub mop and heavy soap. It was 10x cleaner than when we moved in. *Repair large holes near/below TV enclosure area - we had a shelf under the tv and my husband put some putty stuff in the holes (per the guy at Home Depot) and you could not tell there were even tiny holes there. We also have pictures of this. *Repair screen - as I listed in our check-in sheet that it was broken. I want to go to the apartment (it is visible from outside) and take pictures because I know she didn't fix the screen! It was broken and listed when we moved in. This is not right at all! The only thing I am going to have a problem with is that I don't have a copy of the check in list, I was stupid and gave her what we wrote on, but she has the list in her posession. Do we take this to small claims court? We are in our early twenties, and I know she would try and walk all over us if we go to court unprepared so I would have to get an attorney to help be the "grown up" who knows what they are talking about, legally. The house was always clean. She insisted on showing the property while we were moving, and she even took someone in there the day after we had the carpets cleaned. If there were stains it was from her showing it. She rented the unit a few weeks after we moved out, and we just NOW get the letter saying what she did. She runs the property management company. She then hires her husband to work for her and be the maintenance man. They hire a guy to come help him when someone moves out. There was NO cleaning that needed to be done, the satelite dish was not supposed to be moved by me, the holes were already patched by my husband and the screen was listed on the check in list. Again, I have pictures.

Jurisdiction/Place: USA - Colorado We moved to Colorado in October of 2008. A nice little 3 bed 2 bath with a small walk out patio, a bottom floor apartment. We gave an $875.00 deposit, signed the lease and had 4 days to complete a check-in sheet. She said we didn't have to be very specific, but I knew in the back of my head she would screw us over so I went over everything "with a fine comb." The floors were absolutely disgusting, the patio screen door was broken and wouldn't latch and various things throughout the apartment. Fast forward to March/April of 2010. We gave our 30 days notice saying we would be out by May 1, 2010. She immediately turned into psycho landlord. We sat there and let her walk all over us during that last 30 days, without complaining because we needed our deposit back. It is now June 29, 2010 and we got a letter and a check from her in the mail dated June 26, 2010. The check is in the ammount of $662.00. She claims (as written in letter Additional Cleaning: (1/2 of $80.00) - $40.00 Carpet Cleaning: (1/2 of $150.00) - $75.00 Had to have re-cleaned / tenants cleaned unit while carpets were still wet/damp. Repairs: Haul off satelite dish, clean patio, repair large holes near/below TV enclosure area, $75.00; Repair screen: $23.00 Total Deductions: $213.00 Balance due to tenant $662.00 _____________________ *Additional cleaning is NOT correct, my mother in law went through the house and everything was cleaned spotless AND "polished". We have pictures. *Carpet Cleaning. We had the carpets cleaned after we moved out and cleaned, the only thing we did was 3 days AFTER they were cleaned we went in (with NO shoes on) and polished the linoleum floors. We had things in the kitchen (which had the walk-out doors onto the patio) so NOTHING went on that carpet except our socks and the people she showed the unit to. I also have pictures of the whole house. PLUS on our Check IN sheet I put how nasty the carpet was. *Haul off satelite dish, I was instructed per Dish Network to leave dish behind. I will be contacting them and see if they are aware that she took THEIR equipment. *Clean patio, we scrubbed this with a scrub mop and heavy soap. It was 10x cleaner than when we moved in. *Repair large holes near/below TV enclosure area - we had a shelf under the tv and my husband put some putty stuff in the holes (per the guy at Home Depot) and you could not tell there were even tiny holes there. We also have pictures of this. *Repair screen - as I listed in our check-in sheet that it was broken. I want to go to the apartment (it is visible from outside) and take pictures because I know she didn't fix the screen! It was broken and listed when we moved in. This is not right at all! The only thing I am going to have a problem with is that I don't have a copy of the check in list, I was stupid and gave her what we wrote on, but she has the list in her posession. Do we take this to small claims court? We are in our early twenties, and I know she would try and walk all over us if we go to court unprepared so I would have to get an attorney to help be the "grown up" who knows what they are talking about, legally. The house was always clean. She insisted on showing the property while we were moving, and she even took someone in there the day after we had the carpets cleaned. If there were stains it was from her showing it. She rented the unit a few weeks after we moved out, and we just NOW get the letter saying what she did. She runs the property management company. She then hires her husband to work for her and be the maintenance man. They hire a guy to come help him when someone moves out. There was NO cleaning that needed to be done, the satelite dish was not supposed to be moved by me, the holes were already patched by my husband and the screen was listed on the check in list. Again, I have pictures.

John is presently leasing a small business computer from queller Office Equipment Company. The lease requires 10 annual payments of $4,000 at the end of each year and provides the lessor (queller) with an 8% return on its investment. (a)Assuming the computer has a ten-year life and will have no salvage value at the expiration of the lease, what was the original cost of the computer to queller? (b) What amount would each payment be if the ten annual payments are to be made at the beginning of each period?

John is presently leasing a small business computer from queller Office Equipment Company. The lease requires 10 annual payments of $4,000 at the end of each year and provides the lessor (queller) with an 8% return on its investment. (a)Assuming the computer has a ten-year life and will have no salvage value at the expiration of the lease, what was the original cost of the computer to queller? (b) What amount would each payment be if the ten annual payments are to be made at the beginning of each period?

Locust Leasing Company purchased specialized equipment from Luc Company on December 31, 2009 for $400,000. On the same date, it leased this equipment to James Company for 5 years, the useful life of the equipment. The lease payments begin January 1, 2010 and are made every 6 months until July 1, 2014. Locust Leasing wants to earn 10% annually on its investment. how do i get (a)Calculate the amount of each rent. (b)How much interest revenue will Locust earn in 2010?

Locust Leasing Company purchased specialized equipment from Luc Company on December 31, 2009 for $400,000. On the same date, it leased this equipment to James Company for 5 years, the useful life of the equipment. The lease payments begin January 1, 2010 and are made every 6 months until July 1, 2014. Locust Leasing wants to earn 10% annually on its investment. how do i get (a)Calculate the amount of each rent. (b)How much interest revenue will Locust earn in 2010?

President of a nonprofit phone company also owns the leasing company from which phone company leases all of it's equipment/building, land, office furniture, etc. The phone company is a nonprofit co-op so anything leased is fully funded by federal government. There is no bidding process because he awards the contract to himself funneling all federal money to himself.

President of a nonprofit phone company also owns the leasing company from which phone company leases all of it's equipment/building, land, office furniture, etc. The phone company is a nonprofit co-op so anything leased is fully funded by federal government. There is no bidding process because he awards the contract to himself funneling all federal money to himself.

I'm thinking about installing a wireless network for a 10-unit condo complex with 2 or 3 Apple Extreme Base Stations. I've learned that we can enable WPA/WPA2 encryption with this equipment, but I'm worried about the network being open between neighbors (in terms of those within the complex). We have one unit that is rented out to different people on a monthly-basis, and they are given the network password. I understand that even with passwords on each computer, some devices could be accessed and at the lease visible. Do you think this is something I should be concerned about? I'm not sure if this setup puts our computers at risk or not. If it is a concern, is there a way to make the network more secure for individuals without spending a great deal of money?

I'm thinking about installing a wireless network for a 10-unit condo complex with 2 or 3 Apple Extreme Base Stations. I've learned that we can enable WPA/WPA2 encryption with this equipment, but I'm worried about the network being open between neighbors (in terms of those within the complex). We have one unit that is rented out to different people on a monthly-basis, and they are given the network password. I understand that even with passwords on each computer, some devices could be accessed and at the lease visible. Do you think this is something I should be concerned about? I'm not sure if this setup puts our computers at risk or not. If it is a concern, is there a way to make the network more secure for individuals without spending a great deal of money?

Using the financial statements for the Goodyear Calendar Company, calculate the 13 basic ratios found in the chapter (page 57). GOODYEAR CALENDAR COMPANY Balance Sheet December 31, 2008 Assets Current assets: Cash $82,000 Marketable securities 23,000 Accounts receivable (net) 124,000 Inventory 162,000 Total current assets $391,000 Investments 56,000 Plant and equipment 423,000 Less: Accumulated depreciation 93,000 Net plant and equipment 516,000 Total assets $963,000 Liabilities and Stockholders’ Equity Current liabilities: Accounts payable $88,000 Notes payable 21,000 Accrued taxes 17,000 Total current liabilities 126,000 Long-term liabilities: Bonds payable 182,000 Total liabilities 308,000 Stockholders’ equity Preferred stock, $100 par value 75,000 Common stock, $1 par value 60,000 Capital paid in excess of par 320,000 Retained earnings 200,000 Total stockholders’ equity 655,000 Total liabilities and stockholders’ equity $963,000 GOODYEAR CALENDAR COMPANY Income Statement For the Year Ending December 31, 2008 Sales (on credit) $2,600,000 Less: Cost of goods sold 2,050,000 Gross profit 550,000 Less: Selling and administrative expenses 390,000 Operating profit (EBIT) 160,000 Less: Interest expense 34,000 Earnings before taxes (EBT) 126,000 Less: Taxes 50,400 Earnings after taxes (EAT) $75,600 *Includes $10,000 in lease payments. Profitability ratiosDivided by Profit margin = = Return on assets (investment) == Return on equity = = Assets utilization ratios Receivable turnover = = Average collection period = = Inventory turnover = = Fixed asset turnover = = Total asset turnover = = Liquidity ratio Current ratio == Quick ratio == Debt utilization ratios Debt to total assets == Times interest earned = = Fixed charge coverage = =

Using the financial statements for the Goodyear Calendar Company, calculate the 13 basic ratios found in the chapter (page 57). GOODYEAR CALENDAR COMPANY Balance Sheet December 31, 2008 Assets Current assets: Cash $82,000 Marketable securities 23,000 Accounts receivable (net) 124,000 Inventory 162,000 Total current assets $391,000 Investments 56,000 Plant and equipment 423,000 Less: Accumulated depreciation 93,000 Net plant and equipment 516,000 Total assets $963,000 Liabilities and Stockholders’ Equity Current liabilities: Accounts payable $88,000 Notes payable 21,000 Accrued taxes 17,000 Total current liabilities 126,000 Long-term liabilities: Bonds payable 182,000 Total liabilities 308,000 Stockholders’ equity Preferred stock, $100 par value 75,000 Common stock, $1 par value 60,000 Capital paid in excess of par 320,000 Retained earnings 200,000 Total stockholders’ equity 655,000 Total liabilities and stockholders’ equity $963,000 GOODYEAR CALENDAR COMPANY Income Statement For the Year Ending December 31, 2008 Sales (on credit) $2,600,000 Less: Cost of goods sold 2,050,000 Gross profit 550,000 Less: Selling and administrative expenses 390,000 Operating profit (EBIT) 160,000 Less: Interest expense 34,000 Earnings before taxes (EBT) 126,000 Less: Taxes 50,400 Earnings after taxes (EAT) $75,600 *Includes $10,000 in lease payments. Profitability ratiosDivided by Profit margin = = Return on assets (investment) == Return on equity = = Assets utilization ratios Receivable turnover = = Average collection period = = Inventory turnover = = Fixed asset turnover = = Total asset turnover = = Liquidity ratio Current ratio == Quick ratio == Debt utilization ratios Debt to total assets == Times interest earned = = Fixed charge coverage = =

hi, i have been riding since i was ten year old, im now 17. ive ridden western and am now working on my english and jumping. i love to trail ride and ive been working with horses for a long time, not just ridding.i've leased and owned before. i am now thinking about adopting a young filly and training her myself.i know people buy young horses and train them their own way to suit themselves. i just want a good reliable trail horse, nothing fancy at all. want i want to know is, do i need to do all the fancy training with surgicles and trainging equipment? i want to lounge lead line and that. this would jsut be a low key horse no showing or anything fancy. has anyone done this before and have any good tips for me? also i know people will be concerned with the cost of a horse but i have been there before and have a reliable job. this is the filly im looking at : http://www.luckyhorse.org/

hi, i have been riding since i was ten year old, im now 17. ive ridden western and am now working on my english and jumping. i love to trail ride and ive been working with horses for a long time, not just ridding.i've leased and owned before. i am now thinking about adopting a young filly and training her myself.i know people buy young horses and train them their own way to suit themselves. i just want a good reliable trail horse, nothing fancy at all. want i want to know is, do i need to do all the fancy training with surgicles and trainging equipment? i want to lounge lead line and that. this would jsut be a low key horse no showing or anything fancy. has anyone done this before and have any good tips for me? also i know people will be concerned with the cost of a horse but i have been there before and have a reliable job. this is the filly im looking at : http://www.luckyhorse.org/

TO: The Assistant Financial Analyst FROM: Mr. V. Morrison, CEO, Caledonia Products RE: Cash Flow Analysis and Capital Rationing We are considering the introduction of a new product. Currently we are in the 34 percent marginal tax bracket with a 15 percent required rate of return or cost of capital. This project is expected to last five years and then, because this is somewhat of a fad project, to be terminated. The following information describes the new project: Cost of new plant and equipment: $7,900,000 Shipping and installation costs: $ 100,000 Unit sales: Year Units Sold 1 70,000 2 120,000 3 140,000 4 80,000 5 60,000 Sales price per unit: $300/unit in years 1–4, $260/unit in year 5 Variable cost per unit: $180/unit Annual fixed costs: $200,000 Working-capital requirements: There will be an initial working-capital requirement of $100,000 just to get production started. For each year, the total investment in net working capital will be equal to 10 percent of the dollar value of sales for that year. Thus, the investment in working capital will increase during years 1 through 3, then decrease in year 4. Finally, all working capital is liquidated at the termination of the project at the end of year 5. The depreciation method: Use the simplified straight-line method over five years. It is assumed that the plant and equipment will have no salvage value after five years. 12. Caledonia is considering two additional mutually exclusive projects. The cash flows associated with these projects are as follows: YEAR PROJECT A PROJECT B 0 −$100,000 −$100,000 1 32,000 0 2 32,000 0 3 32,000 0 4 32,000 0 5 32,000 $200,000 The required rate of return on these projects is 11 percent. a. What is each project’s payback period? b. What is each project’s net present value? c. What is each project’s internal rate of return? d. What has caused the ranking conflict? e. Which project should be accepted? Why? The factors Caledonia must consider if they were doing a lease versus buy.

TO: The Assistant Financial Analyst FROM: Mr. V. Morrison, CEO, Caledonia Products RE: Cash Flow Analysis and Capital Rationing We are considering the introduction of a new product. Currently we are in the 34 percent marginal tax bracket with a 15 percent required rate of return or cost of capital. This project is expected to last five years and then, because this is somewhat of a fad project, to be terminated. The following information describes the new project: Cost of new plant and equipment: $7,900,000 Shipping and installation costs: $ 100,000 Unit sales: Year Units Sold 1 70,000 2 120,000 3 140,000 4 80,000 5 60,000 Sales price per unit: $300/unit in years 1–4, $260/unit in year 5 Variable cost per unit: $180/unit Annual fixed costs: $200,000 Working-capital requirements: There will be an initial working-capital requirement of $100,000 just to get production started. For each year, the total investment in net working capital will be equal to 10 percent of the dollar value of sales for that year. Thus, the investment in working capital will increase during years 1 through 3, then decrease in year 4. Finally, all working capital is liquidated at the termination of the project at the end of year 5. The depreciation method: Use the simplified straight-line method over five years. It is assumed that the plant and equipment will have no salvage value after five years. 12. Caledonia is considering two additional mutually exclusive projects. The cash flows associated with these projects are as follows: YEAR PROJECT A PROJECT B 0 −$100,000 −$100,000 1 32,000 0 2 32,000 0 3 32,000 0 4 32,000 0 5 32,000 $200,000 The required rate of return on these projects is 11 percent. a. What is each project’s payback period? b. What is each project’s net present value? c. What is each project’s internal rate of return? d. What has caused the ranking conflict? e. Which project should be accepted? Why? The factors Caledonia must consider if they were doing a lease versus buy.

Fixed Expensses: Monthly Facility Lease:$5,000 Monthly Equipment Lease:$2,000 Annual Marketing/Advertising:$8,000 Annual Fixed Labor:$160,000 Variable Expenses: Ingredient Cost per Jar$1.00 Cost of each Jar/Cap/Label:$0.20 Labor cost per Jar:$0.05 Revenue: Selling Price per Jar:$8.00 Estiamted Production Volume: Number of Jars sold per YEAR:50,000 I need to create a one-date variable table which shows revenue, expenses and net income when the number of jars varies from 35,000-75,000 by increments of 5000 having such a hard time using excel and yes data table

Fixed Expensses: Monthly Facility Lease:$5,000 Monthly Equipment Lease:$2,000 Annual Marketing/Advertising:$8,000 Annual Fixed Labor:$160,000 Variable Expenses: Ingredient Cost per Jar$1.00 Cost of each Jar/Cap/Label:$0.20 Labor cost per Jar:$0.05 Revenue: Selling Price per Jar:$8.00 Estiamted Production Volume: Number of Jars sold per YEAR:50,000 I need to create a one-date variable table which shows revenue, expenses and net income when the number of jars varies from 35,000-75,000 by increments of 5000 having such a hard time using excel and yes data table

I just realized i just posted this question on my sister's account, since she didn't sign out earlier today... haha. so: my lease horse is allergic to flies, as well as fly spray. he has all these irritating bites on his belly that are really hard to protect from while keeping him comfortable :( he also doesn't have a decent fly sheet. he's got a winter blanket, dress sheet, rain sheet, and cooler, but not a fly sheet! i'm thinking of investing in a fly sheet for him in the next few weeks if the flies keep up. it doesn't get SUPER hot here, but it gets warm enough that he gets a little sweaty under the lightweight rain sheet. i'm looking for a sheet that will help protect his belly from flies, is lightweight enough that he doesn't get too warm in the summer, keeps his coat from being bleached (i show him), and is durable enough to stay intact in the paddock 24/7. the thing is... i'm not hugely rich. i buy my horse equipment and pay for shows and his lease off babysitting money alone, haha. so, can i get suggestions about efficient fly sheets that will protect him best but not cost an arm and a leg from me? i know that the more expensive they are the better quality, but i CAN'T spend that much money. i truly can't. that's why i don't own a horse, i lease. thanks! i'm looking for something around $50 ish, if that's doable. i know its not much, but like i said, i don't have much of an income. i can ask his owner, who is also my trainer, but i know she's not rich either ;) thank you!

I just realized i just posted this question on my sister's account, since she didn't sign out earlier today... haha. so: my lease horse is allergic to flies, as well as fly spray. he has all these irritating bites on his belly that are really hard to protect from while keeping him comfortable :( he also doesn't have a decent fly sheet. he's got a winter blanket, dress sheet, rain sheet, and cooler, but not a fly sheet! i'm thinking of investing in a fly sheet for him in the next few weeks if the flies keep up. it doesn't get SUPER hot here, but it gets warm enough that he gets a little sweaty under the lightweight rain sheet. i'm looking for a sheet that will help protect his belly from flies, is lightweight enough that he doesn't get too warm in the summer, keeps his coat from being bleached (i show him), and is durable enough to stay intact in the paddock 24/7. the thing is... i'm not hugely rich. i buy my horse equipment and pay for shows and his lease off babysitting money alone, haha. so, can i get suggestions about efficient fly sheets that will protect him best but not cost an arm and a leg from me? i know that the more expensive they are the better quality, but i CAN'T spend that much money. i truly can't. that's why i don't own a horse, i lease. thanks! i'm looking for something around $50 ish, if that's doable. i know its not much, but like i said, i don't have much of an income. i can ask his owner, who is also my trainer, but i know she's not rich either ;) thank you!

I believe I read that only 8 people of a crew of 126 people on the rig were BP employees...but how exactly was Transocean & Halliburton involved in the building of the rig and the equipment? Is it true that they did all the building, and BP only leased it from them? Anyone having exact knowledge of the details of this PLEASE answer...I will extend the question as we ALL need to understand this and your answer will help us if you only give one new detail that you KNOW is a fact. Thanks....

I believe I read that only 8 people of a crew of 126 people on the rig were BP employees...but how exactly was Transocean & Halliburton involved in the building of the rig and the equipment? Is it true that they did all the building, and BP only leased it from them? Anyone having exact knowledge of the details of this PLEASE answer...I will extend the question as we ALL need to understand this and your answer will help us if you only give one new detail that you KNOW is a fact. Thanks....

any phone number regardin to the ice parlour agencies

any phone number regardin to the ice parlour agencies

Me and my friends rented an apartment near our college in Los Angeles. Our landlord provided us with a portable A/C which was installed by his workers. The A/C was not installed properly and used to leak a lot of water. So, we made a temporary arrangement for it by placing a small tumbler near the hose to ensure that water does not seeps out on the floor. However, a few days back we started the A/C at night and forget to turn it off till the morning. None of us noticed that the water was getting spilled on the floor and seeping through it (visible from the ground floor). When our landlord came he saw the leak and told us he will keep our A/C for a day to let the area dry out. The next day he told us that we will have to pay for the floor repairs because the damage was caused by us. When we refused to do so he told us that once he makes the repairs he will send the invoice to us and if we don't pay for it he will take up the case in court. A few things about our case: 1. We are 4 people staying in the apartment but only 2 of us are on the lease. Although the landlord knows about it and whenever he has called us in the office we 4 used to go together to meet him. 2. There is no mention of the A/C on the lease but before we rented the place he did told us he will give us one. 3. Ours was a 1 year lease ending on July 31, 2010. None of us wanted to continue at the place so our landlord made us sign a letter that said that we don't want to continue the lease and that on July 31 we will hand over the apartment in the same condition as it was given to us. 4. Couple of months back he gave us a 3 day eviction notice saying that we were keeping the premises unclean. But cancelled the eviction when we cleaned up the place and charged us $100 telling us that it was cleaning charges. 5. We asked evryone in the apartment that whether they were having the same problems with the A/C as us and they all agreed to it. After the incident between us and the owner they all signed a notice with us that the problem was in all the apartments and it required fixing. We tried giving the notice to the owner but he refused to take it in person or by certified mail. 6. He has started re-installing the A/C properly now in other apartments. Now, what I need to know are the following: 1. Does the damage caused by the A/C needs to be paid by us? 2. Now that he has refused to take the signed notice from us about the A/C problem can he still sue is if we refuse to pay? 3. the $100 charges that he put on us are they valid ? 4. What options do we have to avoid any legal complications?

Me and my friends rented an apartment near our college in Los Angeles. Our landlord provided us with a portable A/C which was installed by his workers. The A/C was not installed properly and used to leak a lot of water. So, we made a temporary arrangement for it by placing a small tumbler near the hose to ensure that water does not seeps out on the floor. However, a few days back we started the A/C at night and forget to turn it off till the morning. None of us noticed that the water was getting spilled on the floor and seeping through it (visible from the ground floor). When our landlord came he saw the leak and told us he will keep our A/C for a day to let the area dry out. The next day he told us that we will have to pay for the floor repairs because the damage was caused by us. When we refused to do so he told us that once he makes the repairs he will send the invoice to us and if we don't pay for it he will take up the case in court. A few things about our case: 1. We are 4 people staying in the apartment but only 2 of us are on the lease. Although the landlord knows about it and whenever he has called us in the office we 4 used to go together to meet him. 2. There is no mention of the A/C on the lease but before we rented the place he did told us he will give us one. 3. Ours was a 1 year lease ending on July 31, 2010. None of us wanted to continue at the place so our landlord made us sign a letter that said that we don't want to continue the lease and that on July 31 we will hand over the apartment in the same condition as it was given to us. 4. Couple of months back he gave us a 3 day eviction notice saying that we were keeping the premises unclean. But cancelled the eviction when we cleaned up the place and charged us $100 telling us that it was cleaning charges. 5. We asked evryone in the apartment that whether they were having the same problems with the A/C as us and they all agreed to it. After the incident between us and the owner they all signed a notice with us that the problem was in all the apartments and it required fixing. We tried giving the notice to the owner but he refused to take it in person or by certified mail. 6. He has started re-installing the A/C properly now in other apartments. Now, what I need to know are the following: 1. Does the damage caused by the A/C needs to be paid by us? 2. Now that he has refused to take the signed notice from us about the A/C problem can he still sue is if we refuse to pay? 3. the $100 charges that he put on us are they valid ? 4. What options do we have to avoid any legal complications?

I have an equipment which is controlled from long distance (about 10 KM). The data exchage is through leased line modems connected at both ends. I would like to replace the leased line media to Wi - FI/WIMAX. Is it possible, if so then how.

I have an equipment which is controlled from long distance (about 10 KM). The data exchage is through leased line modems connected at both ends. I would like to replace the leased line media to Wi - FI/WIMAX. Is it possible, if so then how.

We gave out billions of dollars worth of stuff in WWII on the lend lease program. Im sure England tried, russia became our enemy in 49 and I dont think china has returned the favor for anything we did for them. Not to mention the counless other small countrys, Austrailia, Canada, Poland ect..... Dose anyone think we should try and collect this money the world owes us anytime soon. I wont count saving the allies in both world wars because we are that awsome, but I think we should be paid back for all our equipment we gave away. I mean, both words in the title of the program meant we give somthing, eventually we get it back or are paid for it.

We gave out billions of dollars worth of stuff in WWII on the lend lease program. Im sure England tried, russia became our enemy in 49 and I dont think china has returned the favor for anything we did for them. Not to mention the counless other small countrys, Austrailia, Canada, Poland ect..... Dose anyone think we should try and collect this money the world owes us anytime soon. I wont count saving the allies in both world wars because we are that awsome, but I think we should be paid back for all our equipment we gave away. I mean, both words in the title of the program meant we give somthing, eventually we get it back or are paid for it.

Sadik Industries must install $1 million of new machinery in its Texas plant. It can obtain a bank loan for 100% of the required amount. Alternately, a Texas investment banking firm which represents a group of investors believes that it can arrange for a lease financing plan. Assume that these facts apply: 1. The equipment falls in the MACRS 3-year class. 2. Estimated maintenance expenses are $50,000 per year. 3. The firm’s tax rate is 34%. 4. If the money is borrowed, the bank loan will be at a rate of 14%, amortized in 3 equal installments at the end of each year. 5. The tentative lease terms call for payments of $320,000 at the end of each year for 3 years. The lease is a guideline lease. 6. Under the proposed lease terms, the lessee must pay for insurance, property taxes, and maintenance. 7. Sadik must use the equipment if it is to continue in business, so it will almost certainly want to acquire the property at the end of the lease. If it does, then under the lease terms it can purchase the machinery at its fair market value at that time. The best estimate of this market value is $200,000, but it could be much higher or lower under certain circumstances. To assist management in making the proper lease-versus-buy decision, you are asked to answer the following questions: a.Assuming that the lease can be arranged, should the firm lease or borrow and buy the equipment? Explain. (Hint: In this situation, the firm plans to use the asset beyond the term of the lease. Thus, the residual value becomes a cost to leasing in Year 3. Also, there is no Year 3 residual value tax consequence, as the firm cannot immediately deduct the Tear 3 purchase price from taxable income). b.Consider the $200,000 estimated residual value. Is it appropriate to discount it at the same rate as the other cash flows? What about the other cash flows – are they all equally risky? (Hint: Riskier cash flows are normally discounted at higher rates, but when the cash flows are costs rather than inflows, the normal procedure must be reversed).

Sadik Industries must install $1 million of new machinery in its Texas plant. It can obtain a bank loan for 100% of the required amount. Alternately, a Texas investment banking firm which represents a group of investors believes that it can arrange for a lease financing plan. Assume that these facts apply: 1. The equipment falls in the MACRS 3-year class. 2. Estimated maintenance expenses are $50,000 per year. 3. The firm’s tax rate is 34%. 4. If the money is borrowed, the bank loan will be at a rate of 14%, amortized in 3 equal installments at the end of each year. 5. The tentative lease terms call for payments of $320,000 at the end of each year for 3 years. The lease is a guideline lease. 6. Under the proposed lease terms, the lessee must pay for insurance, property taxes, and maintenance. 7. Sadik must use the equipment if it is to continue in business, so it will almost certainly want to acquire the property at the end of the lease. If it does, then under the lease terms it can purchase the machinery at its fair market value at that time. The best estimate of this market value is $200,000, but it could be much higher or lower under certain circumstances. To assist management in making the proper lease-versus-buy decision, you are asked to answer the following questions: a.Assuming that the lease can be arranged, should the firm lease or borrow and buy the equipment? Explain. (Hint: In this situation, the firm plans to use the asset beyond the term of the lease. Thus, the residual value becomes a cost to leasing in Year 3. Also, there is no Year 3 residual value tax consequence, as the firm cannot immediately deduct the Tear 3 purchase price from taxable income). b.Consider the $200,000 estimated residual value. Is it appropriate to discount it at the same rate as the other cash flows? What about the other cash flows – are they all equally risky? (Hint: Riskier cash flows are normally discounted at higher rates, but when the cash flows are costs rather than inflows, the normal procedure must be reversed).

I'm out of college, i'll be 25 this year, and frankly I'm sick of living at home and need my own place. I make ab $450 a week (which is okay money...i live in alabama), but am scared to death to just go sign a lease anywhere! I've looked at several places and my parents are the most discouraging. It makes me sick how they are so negative and tell me I'll never be able to afford places...when the truth is, ive saved $1000s in case i ever really couldnt do it. They are just so negative and it hurts that they tell me i couldnt afford to live on my own. I think i want to just go with an okay apt. thats a little less expensive versus the one i really want (that has the pool, blah blah...) Don't you think this would be better in the long run because I do want to buy a house one day and not throw money away on this. The good news is I lived in my own place in college that my folks paid for so i have every piece of furniture and kitchen equipment and also a washer and a dryer...just please help me....someone who knows what i'm going through.

I'm out of college, i'll be 25 this year, and frankly I'm sick of living at home and need my own place. I make ab $450 a week (which is okay money...i live in alabama), but am scared to death to just go sign a lease anywhere! I've looked at several places and my parents are the most discouraging. It makes me sick how they are so negative and tell me I'll never be able to afford places...when the truth is, ive saved $1000s in case i ever really couldnt do it. They are just so negative and it hurts that they tell me i couldnt afford to live on my own. I think i want to just go with an okay apt. thats a little less expensive versus the one i really want (that has the pool, blah blah...) Don't you think this would be better in the long run because I do want to buy a house one day and not throw money away on this. The good news is I lived in my own place in college that my folks paid for so i have every piece of furniture and kitchen equipment and also a washer and a dryer...just please help me....someone who knows what i'm going through.

Why do we allow drilling rigs to be treated in the same way as oceangoing vessels? And why do we allow either of them to operate under flags of convenience? http://www.guardian.co.uk/environment/20… That's http://www.guardian.co.uk/ environment/2010/may/30/ oil-spill-deepwater-horizon -marshall-islands "The rig, which was owned by Transocean, but under lease to BP when it exploded and sank on 20 April, is regarded as an ocean-going vessel in legal terms. In common with 34 other Transocean oil rigs, Deepwater Horizon was registered under the flag of convenience of the Marshall Islands, a country of barely 65,000 people halfway between Hawaii and Papau New Guinea. That status means the Marshall Islands' shipping registry was responsible for ensuring compliance with quality standards for construction, equipment and operation on the rig."

Why do we allow drilling rigs to be treated in the same way as oceangoing vessels? And why do we allow either of them to operate under flags of convenience? http://www.guardian.co.uk/environment/20… That's http://www.guardian.co.uk/ environment/2010/may/30/ oil-spill-deepwater-horizon -marshall-islands "The rig, which was owned by Transocean, but under lease to BP when it exploded and sank on 20 April, is regarded as an ocean-going vessel in legal terms. In common with 34 other Transocean oil rigs, Deepwater Horizon was registered under the flag of convenience of the Marshall Islands, a country of barely 65,000 people halfway between Hawaii and Papau New Guinea. That status means the Marshall Islands' shipping registry was responsible for ensuring compliance with quality standards for construction, equipment and operation on the rig."

Why do we allow drilling rigs to be treated in the same way as oceangoing vessels? And why do we allow either of them to operate under flags of convenience? http://www.guardian.co.uk/environment/2010/may/30/oil-spill-deepwater-horizon-marshall-islands That's http://www.guardian.co.uk/ environment/2010/may/30/ oil-spill-deepwater-horizon -marshall-islands "The rig, which was owned by Transocean, but under lease to BP when it exploded and sank on 20 April, is regarded as an ocean-going vessel in legal terms. In common with 34 other Transocean oil rigs, Deepwater Horizon was registered under the flag of convenience of the Marshall Islands, a country of barely 65,000 people halfway between Hawaii and Papau New Guinea. That status means the Marshall Islands' shipping registry was responsible for ensuring compliance with quality standards for construction, equipment and operation on the rig."

Why do we allow drilling rigs to be treated in the same way as oceangoing vessels? And why do we allow either of them to operate under flags of convenience? http://www.guardian.co.uk/environment/2010/may/30/oil-spill-deepwater-horizon-marshall-islands That's http://www.guardian.co.uk/ environment/2010/may/30/ oil-spill-deepwater-horizon -marshall-islands "The rig, which was owned by Transocean, but under lease to BP when it exploded and sank on 20 April, is regarded as an ocean-going vessel in legal terms. In common with 34 other Transocean oil rigs, Deepwater Horizon was registered under the flag of convenience of the Marshall Islands, a country of barely 65,000 people halfway between Hawaii and Papau New Guinea. That status means the Marshall Islands' shipping registry was responsible for ensuring compliance with quality standards for construction, equipment and operation on the rig."

I know they ask for leased equipment to be returned, such as in the case of receivers, but what about the dish? does it stay put? I live in South Florida.

I know they ask for leased equipment to be returned, such as in the case of receivers, but what about the dish? does it stay put? I live in South Florida.

So, last summer, I spent about 3-4 months looking for the perfect apartment and finally found one with one of my friends. However, we needed a third person for the place so we found this other guy. In the very beginning we asked him to be sure he didn't smoke, get drunk a lot, or do drugs and he said he would never do that. Later we had a verbal agreement that no one would play any loud music, have loud parties, have a lot of people over without asking the rest of us, or be loud in general. We also agreed that everyone would clean up after ourselves and follow the basic rules of courtesy. Plus, the third guy said that since he would be graduating in the fall semester, he would be moving out when the lease was up. Well, to begin, the third guy basically lied. He was apparently in the process of "quitting" smoking which took the entire first semester, so he, and most of the apartment reeked of cigarettes for quite some time. He was also smoking pot and doing other drugs all the time at first, but after we threatened to call the cops, he stopped doing it so often in the apartment (and outside my room) and now just does it when he thinks he is being 'clever' and 'sneaky' (he is kind of dumb). As for getting drunk and parties, he often comes home totally smashed and has lots of friends over at a time and they are completely rambunctious and get really drunk (he never asks me or the other guy if he can do this). At these events which are obviously not parties, according to him, he also has rather ditzy girls over who he and his friends try to convince to do ecstasy with them, which sounds like potential date rape scenarios. And, to top it all off, he is apparently a 'DJ', so he is constantly blasting loud music, and has taken over like half of the living room for his equipment which is a total eyesore. He technically did ask if he could keep his turntables out there, and said that they looked really nice, so we agreed, but they look terrible and are all banged up, and I guess he took that as a sign that he could gradually move TONS of stuff out there in addition to the turntables. Even before he graduated he was really rude and never seemed to study or anything (he blasted loud music until 3 in the morning during both finals weeks this year), but ever since he did graduate, he has basically become a deadbeat who doesn't have a real job (and doesn't seem to be looking for one) that just parties all the time. He has taken over all of the neutral closet space with his junk, and he is a complete slob who never does his dishes and leaves the bathroom in total disarray. He also takes my stuff quite often, claiming it is his, then when I prove it is mine, he just yells at me and does not apologize or anything. I am actually kind of scarred of him, since he yells at me all the time about things I don't even do and he is just incredibly disrespectful towards me even though I have been perfectly polite to him all year. Whenever I try to ask him to do something nicely, like clean up after one of his parties or turn down his music, he just goes off on me and has a tantrum (throwing stuff, slamming doors, turning the music up louder, etc). I can't tell if he is sexist or just a jerk, since he is definitely more polite to our other roommate (who is a guy). He also yells at his mom all the time on the phone in his room (and the bathroom), and he yells at his friends (and he seems to have different ones each month, so they don't stick around) all the time too. I am mostly writing this since the lease will be up in a few months, yet he seems to have changed his mind and now wants to stay, and kind of expects me and the other guy to move out instead so he can turn our apartment into his DJ paradise. We don't know what to do, since we really like this apartment, and at least for me with my cat, finding another place near campus that allows animals will be hard (plus this is rather short notice for me since I have a full time job rather far away and don't know if I have time to search for a new place). Since the agreements we have were all verbal, we can't really evict him for breaking the contract, and we don't know if we can ask the landlord to evict him either... Does anyone have any advice, or at least maybe some way we can ask him to move some of his stuff to his room and keep down his music?

So, last summer, I spent about 3-4 months looking for the perfect apartment and finally found one with one of my friends. However, we needed a third person for the place so we found this other guy. In the very beginning we asked him to be sure he didn't smoke, get drunk a lot, or do drugs and he said he would never do that. Later we had a verbal agreement that no one would play any loud music, have loud parties, have a lot of people over without asking the rest of us, or be loud in general. We also agreed that everyone would clean up after ourselves and follow the basic rules of courtesy. Plus, the third guy said that since he would be graduating in the fall semester, he would be moving out when the lease was up. Well, to begin, the third guy basically lied. He was apparently in the process of "quitting" smoking which took the entire first semester, so he, and most of the apartment reeked of cigarettes for quite some time. He was also smoking pot and doing other drugs all the time at first, but after we threatened to call the cops, he stopped doing it so often in the apartment (and outside my room) and now just does it when he thinks he is being 'clever' and 'sneaky' (he is kind of dumb). As for getting drunk and parties, he often comes home totally smashed and has lots of friends over at a time and they are completely rambunctious and get really drunk (he never asks me or the other guy if he can do this). At these events which are obviously not parties, according to him, he also has rather ditzy girls over who he and his friends try to convince to do ecstasy with them, which sounds like potential date rape scenarios. And, to top it all off, he is apparently a 'DJ', so he is constantly blasting loud music, and has taken over like half of the living room for his equipment which is a total eyesore. He technically did ask if he could keep his turntables out there, and said that they looked really nice, so we agreed, but they look terrible and are all banged up, and I guess he took that as a sign that he could gradually move TONS of stuff out there in addition to the turntables. Even before he graduated he was really rude and never seemed to study or anything (he blasted loud music until 3 in the morning during both finals weeks this year), but ever since he did graduate, he has basically become a deadbeat who doesn't have a real job (and doesn't seem to be looking for one) that just parties all the time. He has taken over all of the neutral closet space with his junk, and he is a complete slob who never does his dishes and leaves the bathroom in total disarray. He also takes my stuff quite often, claiming it is his, then when I prove it is mine, he just yells at me and does not apologize or anything. I am actually kind of scarred of him, since he yells at me all the time about things I don't even do and he is just incredibly disrespectful towards me even though I have been perfectly polite to him all year. Whenever I try to ask him to do something nicely, like clean up after one of his parties or turn down his music, he just goes off on me and has a tantrum (throwing stuff, slamming doors, turning the music up louder, etc). I can't tell if he is sexist or just a jerk, since he is definitely more polite to our other roommate (who is a guy). He also yells at his mom all the time on the phone in his room (and the bathroom), and he yells at his friends (and he seems to have different ones each month, so they don't stick around) all the time too. I am mostly writing this since the lease will be up in a few months, yet he seems to have changed his mind and now wants to stay, and kind of expects me and the other guy to move out instead so he can turn our apartment into his DJ paradise. We don't know what to do, since we really like this apartment, and at least for me with my cat, finding another place near campus that allows animals will be hard (plus this is rather short notice for me since I have a full time job rather far away and don't know if I have time to search for a new place). Since the agreements we have were all verbal, we can't really evict him for breaking the contract, and we don't know if we can ask the landlord to evict him either... Does anyone have any advice, or at least maybe some way we can ask him to move some of his stuff to his room and keep down his music?

Hi everyone! Heres a little background. I am a 22 yr old, and am looking at starting a bar/restaurant business in a very busy, young, vibrant, and rich downtown urban area. I have worked in a restaurant since I was 14, and know all aspects of running one, even management, as I have managed a family owned restaurant (my dads), of 75 yrs, until 2 yrs ago when he sold out. I have 3 yrs college experience, and have not graduated yet, although my heart truly lies in entrepreneurship, in the restaurant field. My father has been looking to get back into owning his own place, and we found this nice bar/restaurant, which has already been stated, and it is available for lease on a 5 year contract. Total capital required to start up, is $100,000. This includes 1 month food/alcohol, cooking/storage equipment, shelves... everything that goes into starting and running a restaurant. My dad has the means to get the funds he needs to start his share, and he wants a partner, and would love for it to be me. The problem is, that I need $50,000 to pitch in, and become a partner. I have no real collateral to offer, as I haven't invested in anything since I started college. We have a business plan, and we estimate total gross income at 1.3 million dollars, ( we used to do 2 million with our old restaurant, and this one holds about 80% of the seats our old one used to). We also did a budget,and to not get too specific and in depth, the project is a real profitable one, and will work, I know it will, but how to I get a bank to be on the same page as me and loan me the funds needed, especially because I have no collateral, other than the next 60 yrs of my natural life to offer. If you have any advice on how to obtain the funds needed to start my half, please leave an answer, or do I not stand a chance at my dream? P.S. I am also part of a credit union that I make my car payments through, my credit is in the low 700's, and I have a $6500 debt, not including my car, which covers unpaid tuition and a credit card.

Hi everyone! Heres a little background. I am a 22 yr old, and am looking at starting a bar/restaurant business in a very busy, young, vibrant, and rich downtown urban area. I have worked in a restaurant since I was 14, and know all aspects of running one, even management, as I have managed a family owned restaurant (my dads), of 75 yrs, until 2 yrs ago when he sold out. I have 3 yrs college experience, and have not graduated yet, although my heart truly lies in entrepreneurship, in the restaurant field. My father has been looking to get back into owning his own place, and we found this nice bar/restaurant, which has already been stated, and it is available for lease on a 5 year contract. Total capital required to start up, is $100,000. This includes 1 month food/alcohol, cooking/storage equipment, shelves... everything that goes into starting and running a restaurant. My dad has the means to get the funds he needs to start his share, and he wants a partner, and would love for it to be me. The problem is, that I need $50,000 to pitch in, and become a partner. I have no real collateral to offer, as I haven't invested in anything since I started college. We have a business plan, and we estimate total gross income at 1.3 million dollars, ( we used to do 2 million with our old restaurant, and this one holds about 80% of the seats our old one used to). We also did a budget,and to not get too specific and in depth, the project is a real profitable one, and will work, I know it will, but how to I get a bank to be on the same page as me and loan me the funds needed, especially because I have no collateral, other than the next 60 yrs of my natural life to offer. If you have any advice on how to obtain the funds needed to start my half, please leave an answer, or do I not stand a chance at my dream? P.S. I am also part of a credit union that I make my car payments through, my credit is in the low 700's, and I have a $6500 debt, not including my car, which covers unpaid tuition and a credit card.

Do you know where I could lease a monitor to check the rq in different training environents (to see for myself what exercise increases fat burning and what not)? Don't want to spend thousands on equipment by buying it if I don't need it for more than a week, really.

Do you know where I could lease a monitor to check the rq in different training environents (to see for myself what exercise increases fat burning and what not)? Don't want to spend thousands on equipment by buying it if I don't need it for more than a week, really.

My husband and I are getting a little upset with our landlord at the moment. I'm going to list some things that has happen with appliances that came with the apartment: 1. Stove stopped working after the first week and didn't get replaced for two weeks 2. Bedroom air unit leaked for 3 weeks and soaked half of the room and he didn't get anyone to fix it for a month 3. The washer collapsed in itself and didn't get fixed for a week Now something else has come up. The apartment came furnished with a few things: small couch, bed, tv and dining table, all of which are not that great anyway. We didn't have much of anything when we first arrived here and needed to start with something so we could build money to buy our own things. My husband and I are supposed to get our new living room set in this Friday, but our landlord says he isn't taking his couch out of our home. The only things that have anything to do with the furnishings in the lease is: 1. "Tenant will keep the furnishings and equipment in good condition and repair, and will be responsible for any damages." 2. "Tenant will not paint, paper, or otherwise redecorate or make alterations to the premises without the prior written consent of the Owner." We're in the military stationed in Guam and we need more than one small couch and other crappy appliances/furniture than what he supplied in the beginning. Our lease expires on 2/28/2011... Is there anyway we can find a loop hole to this, get out of the agreement, or get anyway with these issues? How can someone expect their tenant to NOT get other things to decorate and make a home feel like a home for a one year lease? He didn't even go over with us in the beginning that we "couldn't buy our own things" and now it's making us really upset with this.

My husband and I are getting a little upset with our landlord at the moment. I'm going to list some things that has happen with appliances that came with the apartment: 1. Stove stopped working after the first week and didn't get replaced for two weeks 2. Bedroom air unit leaked for 3 weeks and soaked half of the room and he didn't get anyone to fix it for a month 3. The washer collapsed in itself and didn't get fixed for a week Now something else has come up. The apartment came furnished with a few things: small couch, bed, tv and dining table, all of which are not that great anyway. We didn't have much of anything when we first arrived here and needed to start with something so we could build money to buy our own things. My husband and I are supposed to get our new living room set in this Friday, but our landlord says he isn't taking his couch out of our home. The only things that have anything to do with the furnishings in the lease is: 1. "Tenant will keep the furnishings and equipment in good condition and repair, and will be responsible for any damages." 2. "Tenant will not paint, paper, or otherwise redecorate or make alterations to the premises without the prior written consent of the Owner." We're in the military stationed in Guam and we need more than one small couch and other crappy appliances/furniture than what he supplied in the beginning. Our lease expires on 2/28/2011... Is there anyway we can find a loop hole to this, get out of the agreement, or get anyway with these issues? How can someone expect their tenant to NOT get other things to decorate and make a home feel like a home for a one year lease? He didn't even go over with us in the beginning that we "couldn't buy our own things" and now it's making us really upset with this.

we had a roommate, there was no lease between us and him. verbally we agreed that he moved in with us in decemeber and we were planning to move over an hour away when our lease was up at the end of may he understood this and agreed. the middle of april he told us he was moving out the 2nd or 3rd week in may to give us room to move our things. on april 27th he started moving boxes out and gave us no notice that he was moving, he kept avoiding us, he moved out because he didnt have his half of mays rent. he agreed that he would pay us a week later for the utility bills that were his part ($200). he never paid us. we called him numerous times and he kept telling us he would pay us the next day and get his stuff out. again he never came to pay or pick up. this went on probably 10 times. so far to date he has gave us $50 and claims he does not have the money for gas or a truck to use to get his stuff out of our house. we told him 2 weeks ago to get it out by that closet tuesday and nothing. this past sunday night we personally went to his new place and told him this tuesday was the LAST day to get his things or we were definitely throwing his stuff out. i really dont see him coming to get his things tonight. and we are moving on friday. so im just verifying that we have a right to get rid of his things that include his bed, small tv, couch, his fish, junk musical equipment, etc. after MANY phone conversations and face to face conversations, empty promises and no attempt to get this straightened out. its been 29 days since he left and has not come back. thanks in advance! if we leave anything here when we move we get charged a cleaning/removal fee. we dont have time to send him a formal written notice due to the fact we are moving in 2 days.

we had a roommate, there was no lease between us and him. verbally we agreed that he moved in with us in decemeber and we were planning to move over an hour away when our lease was up at the end of may he understood this and agreed. the middle of april he told us he was moving out the 2nd or 3rd week in may to give us room to move our things. on april 27th he started moving boxes out and gave us no notice that he was moving, he kept avoiding us, he moved out because he didnt have his half of mays rent. he agreed that he would pay us a week later for the utility bills that were his part ($200). he never paid us. we called him numerous times and he kept telling us he would pay us the next day and get his stuff out. again he never came to pay or pick up. this went on probably 10 times. so far to date he has gave us $50 and claims he does not have the money for gas or a truck to use to get his stuff out of our house. we told him 2 weeks ago to get it out by that closet tuesday and nothing. this past sunday night we personally went to his new place and told him this tuesday was the LAST day to get his things or we were definitely throwing his stuff out. i really dont see him coming to get his things tonight. and we are moving on friday. so im just verifying that we have a right to get rid of his things that include his bed, small tv, couch, his fish, junk musical equipment, etc. after MANY phone conversations and face to face conversations, empty promises and no attempt to get this straightened out. its been 29 days since he left and has not come back. thanks in advance! if we leave anything here when we move we get charged a cleaning/removal fee. we dont have time to send him a formal written notice due to the fact we are moving in 2 days.

A company leases office equipment with an original price of $18,000 for $400 per month. The lease also has an option to buy. Fifty percent of the monthly lease price can be applied to the purchase price, up to 30% of the original sale price. If the company commits to purchase the equipment in less than 2 years, the original price will be reduced by 10%. How much will the company owe on the equipment if they buy it after 15 months?

A company leases office equipment with an original price of $18,000 for $400 per month. The lease also has an option to buy. Fifty percent of the monthly lease price can be applied to the purchase price, up to 30% of the original sale price. If the company commits to purchase the equipment in less than 2 years, the original price will be reduced by 10%. How much will the company owe on the equipment if they buy it after 15 months?

Hi, okay I'm 15 and need to vent. So my mom and I were homeless and were blessed when she found this job with an apartment complex. Its not in a bad area either it is in Paradise Valley, AZ. So she took the job and we live here because she gets a discount. So at first the job was great, now she is seeing what assholes the manager and head tech are! They steal from the property, the head tech guy stole a $90,000 PIECE OF EQUIPMENT!!! You know what people can do with that money? So not only is that happening, the head guy is trying to get my mom fired because hes angry that the manager didn't hire one of the women that he recommended from his church (yeah did I mention he's a pastor) So I am scared now even tho the manager loves my moms work and the manager gets compliments on her work from residents. So not only that but now we have a roach problem. We've told her multiple times and nothing. And a lot of people have complained and more people have complained about their air being broken but the other maintenance guy can't do anything cause the head guy steals everything. And then the only people that get bonuses are the manager and the head tech of course. He also won't buy my mom the supplies she needs and he is making her do the same apartments over again because he keeps making them dirty and so shes falling behind on her work and the manager is getting angry. My mom is looking else where now but what happens if she quits I no we have to move but will we get our deposits back or not? That was a lot of money for this piece of shit apartment. Now isn't that wrong? I want to call the management company or even the state on their asses. Should I or should I keep my mouth shut? Just in case your confused: 5 employees manager head tech regular tech I guess housekeeper-my mom and leasing consultant who just sits around in the office shes fine nothing wrong with her

Hi, okay I'm 15 and need to vent. So my mom and I were homeless and were blessed when she found this job with an apartment complex. Its not in a bad area either it is in Paradise Valley, AZ. So she took the job and we live here because she gets a discount. So at first the job was great, now she is seeing what assholes the manager and head tech are! They steal from the property, the head tech guy stole a $90,000 PIECE OF EQUIPMENT!!! You know what people can do with that money? So not only is that happening, the head guy is trying to get my mom fired because hes angry that the manager didn't hire one of the women that he recommended from his church (yeah did I mention he's a pastor) So I am scared now even tho the manager loves my moms work and the manager gets compliments on her work from residents. So not only that but now we have a roach problem. We've told her multiple times and nothing. And a lot of people have complained and more people have complained about their air being broken but the other maintenance guy can't do anything cause the head guy steals everything. And then the only people that get bonuses are the manager and the head tech of course. He also won't buy my mom the supplies she needs and he is making her do the same apartments over again because he keeps making them dirty and so shes falling behind on her work and the manager is getting angry. My mom is looking else where now but what happens if she quits I no we have to move but will we get our deposits back or not? That was a lot of money for this piece of shit apartment. Now isn't that wrong? I want to call the management company or even the state on their asses. Should I or should I keep my mouth shut? Just in case your confused: 5 employees manager head tech regular tech I guess housekeeper-my mom and leasing consultant who just sits around in the office shes fine nothing wrong with her

Ok I am doing a trial balance and the last question is...Provisions of a lease contract specify payments must be made one month in advance with monthly payments at 800 a month. Theis provision has been complied with as of dec 31, 2008. I am not sure what kind of adjusting entry to make. This is what my trial balance is now. Cash12400 Trading Securities4050 Accounts Recievable50000 Allowance for DA420 MDSE Inventory16800 supplies1040 Equipment45000 ad equipment9500 Accounts Payable4400 Sales Comm payable0 Interest Payable0 Notes Payable5000 Common Stock40000 Retained Earnings34690 Sales320000 Cost of Goods Sold225520 Sales Commission Expense29000 Office Salaries Expense20800 Supplies Expense0 Rent Expense7200 Depreciation expense0 Bad Debt Expense0 Interest Expense00 misc Expense2200 And am I supposed add to the rent expense? If so what account do I use to balance it?

Ok I am doing a trial balance and the last question is...Provisions of a lease contract specify payments must be made one month in advance with monthly payments at 800 a month. Theis provision has been complied with as of dec 31, 2008. I am not sure what kind of adjusting entry to make. This is what my trial balance is now. Cash12400 Trading Securities4050 Accounts Recievable50000 Allowance for DA420 MDSE Inventory16800 supplies1040 Equipment45000 ad equipment9500 Accounts Payable4400 Sales Comm payable0 Interest Payable0 Notes Payable5000 Common Stock40000 Retained Earnings34690 Sales320000 Cost of Goods Sold225520 Sales Commission Expense29000 Office Salaries Expense20800 Supplies Expense0 Rent Expense7200 Depreciation expense0 Bad Debt Expense0 Interest Expense00 misc Expense2200 And am I supposed add to the rent expense? If so what account do I use to balance it?

After a year and a half or riding lessons, I've decided to lease over the summer for three days a week (and hopefully continue through the school year). Now, what this would mean is a lesson twice a week, and one day where I would be practicing on my own. I think it's a great opportunity for me to be more independent, which is fantastic. My only slight concern, and this is going to sound minuscule, is tacking up on my own. I have always had a problem of getting my saddle on correctly. I realize I need to build my muscles more, which I have been doing. But I still struggle with lifting it, and typically have to get my instructor to help me, and adjust it. It makes me nervous that I will have no one to check or help me if I'm on my own (which, in some respects, is a good thing). But what if I put on my equipment incorrectly and have an accident? Should I still consider the lease, and just go for it? Or would it be more appropriate to just limit it to twice a week? I can't bring a parent to supervise me (granted, I'm 17). Although, because it's at a facility, I wouldn't REALLY be alone. I realize it would be a shame to not go through with it all because of one little thing, but I just....worry. What do you think would be the appropriate thing to do? Thank you for your suggestions! (Note: I'm submitting this question again, as it did not appear last night) This is a Western saddle! Sorry for leaving that out!

After a year and a half or riding lessons, I've decided to lease over the summer for three days a week (and hopefully continue through the school year). Now, what this would mean is a lesson twice a week, and one day where I would be practicing on my own. I think it's a great opportunity for me to be more independent, which is fantastic. My only slight concern, and this is going to sound minuscule, is tacking up on my own. I have always had a problem of getting my saddle on correctly. I realize I need to build my muscles more, which I have been doing. But I still struggle with lifting it, and typically have to get my instructor to help me, and adjust it. It makes me nervous that I will have no one to check or help me if I'm on my own (which, in some respects, is a good thing). But what if I put on my equipment incorrectly and have an accident? Should I still consider the lease, and just go for it? Or would it be more appropriate to just limit it to twice a week? I can't bring a parent to supervise me (granted, I'm 17). Although, because it's at a facility, I wouldn't REALLY be alone. I realize it would be a shame to not go through with it all because of one little thing, but I just....worry. What do you think would be the appropriate thing to do? Thank you for your suggestions! (Note: I'm submitting this question again, as it did not appear last night) This is a Western saddle! Sorry for leaving that out!

A company has forecasted revenues for thefirst six months of 2005 as shown on the following table: MonthNov. 2004Dec-04Jan-05FebMarAprMayJune Revenue$48,000.00$45,000.00$25,000.00$27,000.00$30,000.00$38,000.00$40,000.00$45,000.00 The firm collects 60% of its sales immediately, 39% one month after the sale, and 1% are written off as bad debts two months after the sale. The firm asumes that wages and benefits paid to clerical personnel will be $7,000 per month while commissions to sales associates average 25% of collectable sales. Each of the two partners is paid $5,000 per month. Commissions and partner salaries are paid one month after the revenue is earned. Rent expense for their office space is $2,500 per month, and lease expense for office equipment is $800. Utilities average $175 per month, except in May and June when they average only $100 The ending cash balance in December 2004 was $12,000 Create a cash budget for January to June 2005 and determine the firm's ending cash balance in each month assuming that the partners wish to maintain a minimum cash balance of $8,000.

A company has forecasted revenues for thefirst six months of 2005 as shown on the following table: MonthNov. 2004Dec-04Jan-05FebMarAprMayJune Revenue$48,000.00$45,000.00$25,000.00$27,000.00$30,000.00$38,000.00$40,000.00$45,000.00 The firm collects 60% of its sales immediately, 39% one month after the sale, and 1% are written off as bad debts two months after the sale. The firm asumes that wages and benefits paid to clerical personnel will be $7,000 per month while commissions to sales associates average 25% of collectable sales. Each of the two partners is paid $5,000 per month. Commissions and partner salaries are paid one month after the revenue is earned. Rent expense for their office space is $2,500 per month, and lease expense for office equipment is $800. Utilities average $175 per month, except in May and June when they average only $100 The ending cash balance in December 2004 was $12,000 Create a cash budget for January to June 2005 and determine the firm's ending cash balance in each month assuming that the partners wish to maintain a minimum cash balance of $8,000.

If you fail to activate all of your DIRECTV equipment in accordance with this Equipment Lease Addendum, you agree that DIRECTV or an authorized DIRECTV Retailer may charge you a fee, as liquidated damages, of $150 for each receiver that is not activated. For a new DIRECTV customer, if you fail to maintain your minimum programming of 24 months, you agree that DIRECTV may charge you a prorated fee of $480

If you fail to activate all of your DIRECTV equipment in accordance with this Equipment Lease Addendum, you agree that DIRECTV or an authorized DIRECTV Retailer may charge you a fee, as liquidated damages, of $150 for each receiver that is not activated. For a new DIRECTV customer, if you fail to maintain your minimum programming of 24 months, you agree that DIRECTV may charge you a prorated fee of $480